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PSD2 API | Citi Private Bank

The Payment Services Directive Regulations (“PSD2”) enshrined the right of the newly regulated account information service providers (“AISPs”), payment information service providers (“PISPs”) and card-based payment instrument issuers (“CBPIIs”) to access customer payment accounts held with account servicing payment service providers (“ASPSPs”), based on the customers’ explicit consent.

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PSD2 API | Citi Private Bank Skip navigation links Why us? Cross-border private banking Our people We serve High net worth & ultra-high net worth individuals Professional investors Family offices, private investment companies & enterprises Lawyers & law firms Entrepreneurs & business owners Endowments, foundations & nonprofits Meet our community We offer Investment Investments Capital markets Investment management Alternative investments Hedge funds Co-investments Sustainable investing Portfolio analytics Lifestyle Home financing Art Advisory and Art Finance Sports financing Aircraft financing Events & networking management Investment finance Commercial real estate financing Banking Treasury management Custody services Family office advisory Law firm advisory services Escrow for Law Firms Legacy Wealth and Estate Planning Philanthropic advisory Next generation wealth program Insights Become a client Login English 简体中文 繁體中文 Home PSD2 API PSD2 API mins mins <b>Citibank N.A, London branch,&nbsp;Citibank Europe plc, UK branch&nbsp;&amp; Citibank Europe plc, Luxembourg branch.</b><br>\n</p>\n<p><b>Introduction</b></p>\n<p>The Payment Services Directive Regulations (“PSD2”) enshrined the right of account information service providers (“AISPs”), payment information service providers (“PISPs”) and card-based payment instrument issuers (“CBPIIs”) to access customer payment accounts held with account servicing payment service providers (“ASPSPs”), based on the customers’ explicit consent.&nbsp;</p>\n<p>As part of this the European Banking Authority (“EBA”) developed a regulatory technical standard (“RTS”) on strong customer authentication (“SCA”) and common and secure communication (“CSC”) that&nbsp; provides detail on the new security requirements under PSD2 and regulate the access of AISPs, PISPs and CBPIIs to the customer payment account data held with ASPSPs.&nbsp;</p>\n<p><b>Citi Private Bank Compliance with the regulation</b></p>\n<p>In compliance with the PSD2 regulation Citi Private Bank has developed a dedicated Application Programming Interface (“API”) that enables authorised Third Party Payment Providers (“TPPs”)&nbsp; to view and access its clients cash accounts in the UK and Luxembourg.</p>\n<p><b>Accessing the API</b></p>\n<p>TPPs can connect to Citi Private Bank’s dedicated API to perform testing in a&nbsp;<a href=\"https://sandbox.developerhub.citi.com/api-catalog-list\"><u>sandbox environment</u></a>.</p>\n<p>The API is available for “live” testing.&nbsp; For further information on our API please&nbsp;<a href=\"mailto:[email protected]\"><u>send an email</u></a>.&nbsp;</p>\n<p><b>Identification of TPPs</b></p>\n<p>In order to identify a TPP, we will rely on qualified certificates for electronic seals as referred to in Article 3(30) of the eIDAS Regulation 2014. If a TPP does not have an eIDAS certificate, please&nbsp;<a href=\"mailto:[email protected]\"><u>contact us</u></a>&nbsp;to discuss potential alternatives.</p>\n<p>Effective 1 July 2021:</p>\n<p>Citi Private Bank will identify a TPP using a valid eIDAS (QWAC &amp; QSEAL) certificates from QTSPs (Qualified Trust Service Providers) for TPPs registered within the EEA, or OBIE (OB WAC &amp; OB Seal) certificates from OBIEs (Open Banking Implementation Entities) for TPPs registered within the UK.</p>\n"}}" id="text-185d4088d9" class="cmp-text"> Citibank N.A, London branch, Citibank Europe plc, UK branch & Citibank Europe plc, Luxembourg branch. Introduction The Payment Services Directive Regulations (“PSD2”) enshrined the right of account information service providers (“AISPs”), payment information service providers (“PISPs”) and card-based payment instrument issuers (“CBPIIs”) to access customer payment accounts held with account servicing payment service providers (“ASPSPs”), based on the customers’ explicit consent.  As part of this the European Banking Authority (“EBA”) developed a regulatory technical standard (“RTS”) on strong customer authentication (“SCA”) and common and secure communication (“CSC”) that  provides detail on the new security requirements under PSD2 and regulate the access of AISPs, PISPs and CBPIIs to the customer payment account data held with ASPSPs.  Citi Private Bank Compliance with the regulation In compliance with the PSD2 regulation Citi Private Bank has developed a dedicated Application Programming Interface (“API”) that enables authorised Third Party Payment Providers (“TPPs”)  to view and access its clients cash accounts in the UK and Luxembourg. Accessing the API TPPs can connect to Citi Private Bank’s dedicated API to perform testing in a sandbox environment. The API is available for “live” testing.  For further information on our API please send an email.  Identification of TPPs In order to identify a TPP, we will rely on qualified certificates for electronic seals as referred to in Article 3(30) of the eIDAS Regulation 2014. If a TPP does not have an eIDAS certificate, please contact us to discuss potential alternatives. Effective 1 July 2021: Citi Private Bank will identify a TPP using a valid eIDAS (QWAC & QSEAL) certificates from QTSPs (Qualified Trust Service Providers) for TPPs registered within the EEA, or OBIE (OB WAC & OB Seal) certificates from OBIEs (Open Banking Implementation Entities) for TPPs registered within the UK. Contact us Careers at Citi Private Bank Office locations Cookie preferences Press releases Private Banking FAQs Privacy Help Sitemap <a href=\"https://brokercheck.finra.org/firm/summary/7059\"> FINRA's BrokerCheck - Learn more about Citigroup Global Markets Inc.'s background</a></p>\r\n"}}" id="text-d33d143ce9" class="cmp-text"> FINRA's BrokerCheck - Learn more about Citigroup Global Markets Inc.'s background Citi Private Bank is dedicated to helping dynamic individuals and their families preserve and grow their wealth. Our clients include some of the world’s leading entrepreneurs, executives, investors and their family offices. We provide customized private banking that crosses borders, including some sophisticated services usually reserved for major global institutions.</p>\n"}}" id="text-ae3a3910cc" class="cmp-text"> Citi Private Bank is dedicated to helping dynamic individuals and their families preserve and grow their wealth. Our clients include some of the world’s leading entrepreneurs, executives, investors and their family offices. We provide customized private banking that crosses borders, including some sophisticated services usually reserved for major global institutions. INVESTMENT PRODUCTS: NOT FDIC INSURED · NOT CDIC INSURED · NOT GOVERNMENT INSURED · NO BANK GUARANTEE · MAY LOSE VALUE.</p>\n"}}" id="text-6f1d1e991a" class="cmp-text"> INVESTMENT PRODUCTS: NOT FDIC INSURED · NOT CDIC INSURED · NOT GOVERNMENT INSURED · NO BANK GUARANTEE · MAY LOSE VALUE. Citi Private Bank is a business of Citigroup Inc. (&quot;Citigroup&quot;), which provides its clients access to a broad array of products and services available through bank and non-bank affiliates of Citigroup. Not all products and services are provided by all affiliates or are available at all locations. In the U.S., investment products and services are provided by Citigroup Global Markets Inc. (&quot;CGMI&quot;), member FINRA and SIPC. CGMI accounts are carried by Pershing LLC, member FINRA, NYSE, SIPC. CGMI and Citibank, N.A. are affiliated companies under the common control of Citigroup.</p>\r\n<p>Outside the U.S., investment products and services are provided by other Citigroup affiliates. Investment Management services (including portfolio management) are available through CGMI, Citibank, N.A. and other affiliated advisory businesses. Neither Citigroup nor any of its affiliates provides tax or legal advice.</p>\r\n"}}" id="text-0f884448db" class="cmp-text"> Citi Private Bank is a business of Citigroup Inc. ("Citigroup"), which provides its clients access to a broad array of products and services available through bank and non-bank affiliates of Citigroup. Not all products and services are provided by all affiliates or are available at all locations. In the U.S., investment products and services are provided by Citigroup Global Markets Inc. ("CGMI"), member FINRA and SIPC. CGMI accounts are carried by Pershing LLC, member FINRA, NYSE, SIPC. CGMI and Citibank, N.A. are affiliated companies under the common control of Citigroup. Outside the U.S., investment products and services are provided by other Citigroup affiliates. Investment Management services (including portfolio management) are available through CGMI, Citibank, N.A. and other affiliated advisory businesses. Neither Citigroup nor any of its affiliates provides tax or legal advice. <a href=\"https://online.citi.com/JRS/portal/template.do?ID=Privacy#notice-at-collection\">Notice at Collection</a>&nbsp;|&nbsp;<a href=\"https://online.citi.com/US/ag/dataprivacyhub/home\">Do Not Sell or Share My Personal Information</a>&nbsp;|&nbsp;<a href=\"/content/cpb/internet/www-privatebank-citibank-com/en/home/tax-compliance-and-regulatory-information.html\">Tax Compliance &amp; Regulatory Info</a>&nbsp;|&nbsp;<a href=\"https://www.citi.com/investorinfo/cgmi_sfc.pdf\">CGMI Financial statement</a>&nbsp;|&nbsp;<a href=\"/content/cpb/internet/www-privatebank-citibank-com/en/home/psd-api.html\">PSD2 API</a>&nbsp;|&nbsp;<a href=\"https://www.privatebank.citibank.com/ivc/docs/MAS-EPaymentGuidelines.pdf\">MAS Electronic Payments Guidelines</a>&nbsp;|&nbsp;<a href=\"https://online.citi.com/US/JRS/portal/template.do?ID=Accessibility\">Accessibility</a>&nbsp;|&nbsp;<a href=\"https://www.privatebank.citibank.com/important-disclosure\">Important disclosure</a>&nbsp;|&nbsp;<a href=\"/content/cpb/internet/www-privatebank-citibank-com/en/home/terms-and-conditions.html\">Terms &amp; Conditions</a>&nbsp;|&nbsp;<a href=\"/content/cpb/internet/www-privatebank-citibank-com/en/home/sfdr.html\">The Sustainable Finance Disclosure Regulation</a>&nbsp;|&nbsp;<a href=\"https://www.privatebank.citibank.com/doc/compliance-and-regulatory/APAC-Banking-Service-Charges-and-Call-Deposit-Rate-EN.pdf\">APAC Banking Service Charges and Call Deposit Rate</a>&nbsp;|&nbsp;<a href=\"/content/cpb/internet/www-privatebank-citibank-com/en/home/mas-environmental-risk-management-disclosure.html\">Citibank, N.A. Hong Kong / Singapore Branch Environmental Risk Management Disclosure for Discretionary Asset Management</a>&nbsp;|&nbsp;<a href=\"https://www.privatebank.citibank.com/doc/compliance-and-regulatory/Fair_Dealing_Notice.pdf\">Fair Dealing Notice</a>&nbsp;| <a href=\"https://www.privatebank.citibank.com/emea-banking\">EMEA Banking Charges and Deposit Rates</a></p>\r\n"}}" id="multilinktext" class="cmp-text"> Notice at Collection | Do Not Sell or Share My Personal Information | Tax Compliance & Regulatory Info | CGMI Financial statement | PSD2 API | MAS Electronic Payments Guidelines | Accessibility | Important disclosure | Terms & Conditions | The Sustainable Finance Disclosure Regulation | APAC Banking Service Charges and Call Deposit Rate | Citibank, N.A. Hong Kong / Singapore Branch Environmental Risk Management Disclosure for Discretionary Asset Management | Fair Dealing Notice | EMEA Banking Charges and Deposit Rates <strong>To learn about CGMI investment business, as well as our relationship with you, please review our&nbsp;<a href=\"https://www.privatebank.citibank.com/cgmi-cpa-regulation-best-interest-information\">Form Client&nbsp;Relationship Summary</a>.</strong></p>\r\n<p>© 2016 - 2026 Citigroup Inc.</p>\r\n"}}" id="text-85ab8c2a8c" class="cmp-text"> To learn about CGMI investment business, as well as our relationship with you, please review our Form Client Relationship Summary. © 2016 - 2026 Citigroup Inc. <a href=\"https://brokercheck.finra.org/firm/summary/7059\"><u> FINRA's BrokerC…