Terms of Use - UnitedHealth Group Skip to content About About UnitedHealth Group Healthcare should work better than it does today. Too often, it's complicated, expensive and difficult to navigate. At UnitedHealth Group, we're working to change that. Through UnitedHealthcare and Optum, we're helping make care more affordable, accessible and connected — so more people can live healthier lives and the healthcare system works better for everyone. Mission & Values Our People & Culture United for Giving Awards & Recognition United Health Foundation Our Businesses Sustainability What We Do Value-Based Care Health Financial Services​ Health Benefits Artificial Intelligence Pharmacy Services​ How We Do It Careers Careers UnitedHealth Group is a healthcare and well-being company dedicated to improving health outcomes for millions of people around the world. We comprise two distinct but complementary businesses, UnitedHealthcare and Optum, working together to build a better health system for all. Find your next job Join our talent community Work Here Clinical Professionals Corporate & Business Operations Customer Service & Support Early Careers Sales & Account Management Technology & Data Life Here Culture of Belonging Employee Benefits Military Fellowship Program Job Seeker Resources Blog Events Newsroom Insights, News & Resources Explore our news stories to see our mission at work, find recent press releases and read research offering solutions for addressing healthcare challenges and opportunities. Newsroom Media Resources Latest Updates Insights & Research Center for Health Care Research A Path Forward Investor Relations Investor Relations We are dedicated to continuously improving the quality of our performance for consumers, customers, care providers and our shareholders. Investor Relations Financial & Earnings Reports Shareholder Resources Dividend History & Stock Basis Archive UnitedHealth Group Reports Second Quarter 2026 Results UnitedHealth Group reported second quarter 2026 results and raised guidance for full year 2026. Read Press Release UnitedHealthcare Our mission is to help people live healthier lives and make the health system work better for everyone. We dedicate ourselves to this every day for our members by being there for what matters in moments big and small — from their earliest days to their working years and through retirement. Go to UnitedHealthcare Find a Doctor Find Medicare Advantage Plan Estimate Drug Costs Check My Coverage Review My EOB Optum We’re a leading health solution and care delivery organization. Our work is complex, but our mission is simple: create a healthier world, with you at the center. Go to Optum About Optum Careers at Optum For Business Find Care Member Sign-In Country Country Built for Better Health Terms of Use If you believe you are experiencing a medical emergency, please call 911. Agreement and Terms These Terms of Use (“Terms”) describe the rules for using UnitedHealth Group (also “‘we,” “us,” “our,” and “Company”) and Affiliates’ (an entity controlling, controlled by, or under common control with a named party) online and mobile websites, platforms, services and applications (“Online Services”). Our Online Services are intended for a United States audience. If you live outside the U.S., you may see Content on the Online Services about products or therapies that are not available or authorized in your country. By using our Online Services, you agree to these Terms and our Privacy Policy. We may change these Terms at any time, and such changes will be posted on the Online Services, with the date of the last revision listed as the “Effective Date” at the bottom of these Terms. Any modifications will be effective immediately upon such posting. By continuing to use the Online Services, you consent to any changes to our Terms. Your affirmative act of using the Online Services, or registering for membership, constitutes your electronic signature to these Terms and your consent to enter into this agreement electronically. You may print and retain a copy of these Terms. To print, you will need (i) a device (such as a computer or mobile phone) with a web browser and Internet access and (ii) either a printer or storage space on such device.  Important Note Regarding Content of Digital Property The information and content (collectively, “Content”) on the Online Services is for general educational information only. We are not a healthcare provider. We do not recommend any healthcare service, supply, or treatment for you. You should call your healthcare provider if you have questions, at any time, about your health. The Content may include information regarding therapeutic and generic alternatives for certain prescription drugs and may describe uses for products or therapies that have not been approved by the Food and Drug Administration. The Content should not be considered financial advices, legal advice or tax advice. You are responsible for protecting your username (e.g., the email address and password that you provide when registering for Online Services) or other activation codes, and if they are compromised, you agree to change your username and password and immediately Contact Us. Restrictions on Use of Online Services You Will Not: Use our Online Services or Content in any way not expressly permitted by these Terms; Copy, modify or harvest data, Content, or materials from the Online Services; Remove or alter, any copyright or other proprietary rights or notices on the Online Services; Misrepresent your identity or provide any false information; Interfere with the operation of our Online Services; Share any password with any third parties or use any third-party’s password; Engage in commercial, competitive, or viral messaging, or sending of unsolicited advertisements, or similar communications, including harmful computer code, viruses, or malware; Use the Online Services in any way that could, in our sole judgment, interfere with any other party's use or enjoyment of the Online Services, impair our networks or servers, or expose us or any third party to any claims or liability whatsoever, or use software or other means to access, "scrape," "crawl," or "spider," any web pages or other services from the Online Services. If you are blocked from the Online Services (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking; Directly or indirectly authorize anyone else to take actions prohibited in this section; or Attempt to reverse engineer any of the software used to provide the Online Services. You Agree That: You will comply with all applicable laws and regulations; You represent and warrant that you are at least 13 years of age, and that, if you are between 13 and the age of majority in your state and otherwise not emancipated, a parent and/or guardian agrees to these Terms on your behalf; and We may take any measures we deem appropriate, in our sole discretion and permitted by law, to enforce these Terms.  Posting Messages, Comments or Content You Will Not: Post any improper or inappropriate content, including that which is obscene, libelous, harassing, threatening, harmful, inflammatory, invasive of privacy, or otherwise objectionable, constitutes advertising or solicitation, or violates applicable law. You Agree That: Any content posted to the Online Services by third parties is only the opinion of the poster, is no substitute for your own research, and should not be relied upon for any purpose; You are solely responsible for the content of any postings that you submit. Any content you submit will be routed through the Internet and you understand and acknowledge that you have no expectation of privacy regarding that content. Never assume that you are anonymous and cannot be identified by your posts; If you do post content or submit material to the Online Services, and unless we indicate otherwise, you grant the Company a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media; You grant the Company and any of its sublicensees the right to use the name that you submit in connection with such content if they choose; and You represent and warrant that you own or otherwise control all of the rights to the content that you post, that the content is accurate, that use of the content you supply does not violate these Terms and will not cause injury to any person or entity, and that you will indemnify the Company or its affiliates for all claims resulting from any content that you supply. License to Use Online Services and Content Ownership Subject to these Terms, the Company grants you a personal, non-commercial, non-transferable, non-exclusive, revocable, limited license to view the Content on our Online Services for the sole purpose of obtaining information regarding our plans or products and related services. All rights, title, and interest in and to the Online Services, including the Content, and all intellectual property rights, including all copyright, trademark, patent, and trade secret rights will remain with the Company and our licensors and vendors. No ownership interest is transferred to you or any other entity by virtue of making the Content available on the Online Services, granting you a license to use Online Service, or your entering into this Agreement. We may terminate this license at any time for any reason. If you breach any of these Terms, your license to the Online Services and its Content terminates immediately. Upon the termination of this license, you must stop using the Online Services, including all Content, and return or destroy all copies, including electronic copies, of the Content in your possession or control. Copyright Infringement – DMCA Notice The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under US copyright law. If you believe, in good faith, that content or material on our Online Services infringes a copyright owned by you, you (or your agent) may send the Company a notice requesting that the material be removed or access to it blocked. Notices and counter-notices with respect to the Online Services should be sent to the applicable address below:  Company Contact Information UnitedHealth Group Attn: DMCA Registered Agent 9900 Bren Road East Minnetonka, MN 55343 [email protected] The notice must include the following information: (a) a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (b) identification of the copyrighted work claimed to have been infringed; (c) identification of the material that is claimed to be infringing or the subject of infringing activity; (d) the name, address, telephone number, and email address of the complaining party; (e) a statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law; and (f) a statement that the information in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send us a counter-notice. Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA.  Unsolicited Idea Submission Policy It is our policy not to accept or consider unsolicited ideas or offers to sell intellectual property. We ask that you please do not submit any such ideas or offers …