Terms and conditions

Terms and conditions Terms and Conditions of Use Welcome! Please carefully read the following Terms and Conditions of Use ("Terms of Use") before using this website ("Site"). By using this Site, you agree to follow and be bound by these Terms of Use, which govern your use of the Site. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and Vanguard with regard to matters other than your use of the Site. Vanguard may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. We suggest that you periodically check these Terms of Use for modifications. If you do not agree to these Terms of Use, do not use this Site.\r\nThis Site is owned and operated by The Vanguard Group, Inc., and all of its subsidiaries and affiliates, including Vanguard Brokerage Services and Vanguard Marketing Corporation (collectively, "Vanguard"). Vanguard may modify, suspend, discontinue, or restrict the use and availability of any portion of this Site at any time, without notice or liability. Your use of this Site may be monitored by Vanguard and used for Vanguard's internal business purposes, without liability.\r\n<h3>Index:</h3>\r\n<a href=\"#limited_license_restrictions\">Limited license and restrictions on use</a> \r\n <a href=\"#linking_conditions\">Linking conditions</a> \r\n <a href=\"#rss_and_podcast\">RSS and podcast feeds</a> \r\n <a href=\"#user_content_and_license_grant\">User content and license grant</a> \r\n <a href=\"#your_account\">Your account</a> \r\n <a href=\"#data_info_content\">Data, information, and content</a> \r\n <a href=\"#copyright_notice_claim\">Copyright policy, notice, and claim information</a> \r\n <a href=\"#trademarks_and_patents\">Trademarks and patents</a> \r\n <a href=\"#international_use\">International use</a> \r\n <a href=\"#third_party_content\">Third party content</a> \r\n <a href=\"#timeliness_of_content\">Timeliness of content</a> \r\n <a href=\"#customizable_content\">Customizable content</a> \r\n <a href=\"#termination\">Termination</a> \r\n <a href=\"#warranty_disclaimer\">Warranty disclaimers</a> \r\n <a href=\"#liability_and_indemnity\">Liability and indemnity</a> \r\n <a href=\"#integration_and_severability\">Integration and severability</a> \r\n <a href=\"#applicable_law_and_venue\">Applicable law and venue</a>\r\n<a name=\"limited_license_restrictions\" id=\"limited_license_restrictions\"></a>\r\n<h3>Limited license and restrictions on use</h3>\r\nVanguard grants you a limited, revocable, nonexclusive, nontransferable license to view, store, bookmark, download, and print the pages within this Site solely for your personal, informational, and noncommercial use or as expressly authorized by Vanguard in writing. Notwithstanding the foregoing, financial advisors, trust professionals, registered investment advisors, broker-dealers, nominees and other institutional trading partners (collectively, "Intermediaries") may use the data and information, including the Feeds (as hereinafter defined), provided on this Site for certain commercial uses with Vanguard's prior approval or as otherwise permitted on this Site, provided that such Intermediaries comply with all other terms and conditions as set forth in these Terms of Use. You are responsible for obtaining and maintaining all equipment, services, and other materials that you need to access this Site. Vanguard reserves all rights not expressly granted in these Terms of Use. Except as otherwise stated in these Terms of Use or as expressly authorized by Vanguard in writing, you may not (or enable others to):\r\n<ul>\r\n<li>Modify, copy, screen capture, distribute, forward, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell, or exploit any reports, data, information, content, software, RSS and podcast feeds, products, services, or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, "Materials");</li>\r\n<li>Redeliver any page, text, image, or Materials on this Site using "framing" or other technology;</li>\r\n<li>Engage in any conduct that could damage, disable, or overburden (i) this Site, (ii) any Materials or services provided through this Site, or (iii) any systems, networks, servers, or accounts related to this Site, including without limitation, using devices or software that provide repeated automated access to this Site, other than those made generally available by Vanguard;</li>\r\n<li>Probe, scan, or test the vulnerability of any Materials, services, systems, networks, servers, or accounts related to this Site or attempt to gain unauthorized access to Materials, services, systems, networks, servers, or accounts connected or associated with this Site through hacking, password or data mining, or any other means of circumventing any access-limiting, user authentication or security device of any Materials, services, systems, networks, servers, or accounts related to this Site;</li>\r\n<li>Modify, copy, obscure, remove, or display Vanguard's name, logo, trademarks, text, notices, or images without Vanguard's express written permission. To obtain such permission, you may e-mail us at <a href=\"mailto:[email protected]\">[email protected]</a>;</li>\r\n<li>Include the term "Vanguard," or any Vanguard trademark or executive's name, or any variation of the foregoing, as a meta-tag, hidden textual element or any other indicator that creates an impression of affiliation, sponsorship, or endorsement by Vanguard.</li>\r\n</ul>\r\n<a href=\"#\">Return to top</a> \r\n \r\n\r\n<a name=\"linking_conditions\" id=\"linking_conditions\"></a>\r\n<h3>Linking conditions</h3>\r\nYou may not link to this Site unless you comply with these linking conditions ("Linking Conditions"). Vanguard grants you a limited, revocable, nonexclusive right to create a hyperlink to this Site ("Link"), provided you comply at all times with the following conditions:\r\n<ul>\r\n<li>The Link must resolve either to Vanguard's portal page at www.vanguard.com, or to the appropriate one of Vanguard's homepages, which are <a href=\"http://investor.vanguard.com/\">http://investor.vanguard.com</a> (for personal investors), <a href=\"http://ownyourfuture.vanguard.com/\">http://ownyourfuture.vanguard.com</a> (for retirement plan participants), <a href=\"http://workplace.vanguard.com/\">http://workplace.vanguard.com</a> (for institutional investors), and <a href=\"http://advisors.vanguard.com/\">http://advisors.vanguard.com</a> (for financial advisors), unaltered in any way;</li>\r\n<li>The text of the Link must read either "The Vanguard Group," "Vanguard," "Vanguard Group," "Vanguard.com," or "www.vanguard.com." You may not use any Vanguard logo or graphic, or any other Vanguard trademark, as part of the Link without Vanguard's express written permission; and</li>\r\n<li>The Link and surrounding context on the linking site must not (a) falsely represent or misrepresent any relationship between the linking site and Vanguard, including suggestions of affiliation, endorsement, or sponsorship; (b) portray Vanguard or its affiliates, or their products or services, in a false, misleading, derogatory, or otherwise offensive manner; or (c) deliver the Materials in a framed environment or alter the layout, content, look, or feel of the Site.</li>\r\n</ul>\r\nIf you have created a Link that conforms to these Linking Conditions, then you also may include one or more Links to any internal or subsidiary page of this Site that is located one or several levels down from the homepages (known as "deep links"), provided, however, that all such deep links must be in close physical proximity to the Link that conforms to the Linking Conditions. You may not maintain numerous or pervasive Links to this Site. \r\n\r\n<a href=\"#\">Return to top</a> \r\n \r\n\r\n<a name=\"rss_and_podcast\" id=\"rss_and_podcast\"></a>\r\n<h3>RSS and podcast feeds</h3>\r\nVanguard grants you a limited, revocable, nonexclusive right to view, store, bookmark, access, download, display, create hyperlinks to, and use the Really Simple Syndication and podcast feeds (collectively, the "Feeds") offered by Vanguard solely for your personal, informational, and noncommercial use or as otherwise authorized by Vanguard in writing, provided you comply at all times with the following conditions:\r\n<ul>\r\n<li>Except as otherwise stated in these Terms of Use, you may not modify, copy, redistribute, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell, or exploit in any manner whatsoever the Feeds or the reports, data, information, content, software, files, products, services, or other materials supplied by Vanguard in connection therewith;</li>\r\n<li>You may create a hyperlink to Vanguard's Feeds, provided that (a) the hyperlink is functional and resolves directly to the applicable Vanguard website page, unaltered, and unframed in any way; and (b) you provide attribution to the appropriate Vanguard website in connection with your use of the Feeds. If you provide this attribution in text, the hyperlink must read either "Vanguard.com" or "www.vanguard.com." If you provide this attribution with a graphic, you must use the graphic Vanguard has incorporated into the Feeds, without alteration. Your right to use the above-referenced Vanguard graphic is limited to providing attribution to Vanguard in connection with the Feeds. You may not use any Vanguard logo or graphic, or any other Vanguard trademark, for any other purpose without Vanguard's express written permission;</li>\r\n<li>Any hyperlink to Vanguard's Feeds and the surrounding context on your site must not (a) falsely represent or misrepresent any relationship between Vanguard and you or your site, products or services, or any third party or their site, products or services, including suggestions of affiliation, endorsement, or sponsorship; (b) portray Vanguard or its affiliates, or their products or services, in a false, misleading, derogatory, or otherwise offensive manner; or (c) display the content of Vanguard's Feeds in a manner that does not permit successful linking to, redirection to, or delivery of the applicable Vanguard website page; and</li>\r\n<li>You may not incorporate advertising into or targeted towards the content of Vanguard's Feeds or insert any intermediate page, splash page or other content or materials between any hyperlink to Vanguard's Feeds and the applicable Vanguard website page.</li>\r\n</ul>\r\nAny uses of Vanguard's Feeds not granted herein are strictly prohibited. Vanguard retains ownership of and all other rights in and to the Feeds, and any reports, data, information, content, software, files, products, services, links, trademarks, logos, or other materials used in connection therewith. Vanguard reserves the right, in its sole discretion, with or without cause, and without liability, to suspend, discontinue, or modify any or all of its Feeds at any time and to immediately require you to cease accessing, displaying, or otherwise using any or all of the Feeds or the content of the Feeds. Vanguard will not be liable for any loss or damage arising from your use of or in connection with the Feeds. \r\n\r\n<a href=\"#\">Return to top</a> \r\n \r\n\r\n<a name=\"user_content_and_license_grant\" id=\"user_content_and…