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Nykredit.com Investor Relations Read more about Nykredit.com Nykredit Investor Relations Nykredit has published its H1 2026 results "We are pleased to present a highly satisfactory interim profit after tax of DKK 5.9 billion for the Nykredit Group. As a result of our strong half-year financial results, we are raising our full-year guidance to a profit after tax for 2026 of DKK 11.0-11.75 billion. Our half-year results and upgrade reflect continued business and customer growth, increased lending and growing market shares across the Group's core business in the first half of 2026. Totalkredit thus delivered its best-ever first-half results, while the Group's assets under management reached an all-time high of DKK 625 billion. The Nykredit Group holds a strong position. During the first half of 2026, we continued to develop our business in line with our Group strategy, through the merger with Spar Nord and our ambition to acquire full ownership of BEC. This brings us closer to our ambition of building a more customer-centric, profitable and efficient Nykredit. At the same time, we are strengthening the collaboration with our partners in the BEC community, giving them access to a broader range of faster digital solutions at competitive prices through the future Nykredit Financial Technologies. Partnerships are a crucial part of our Group strategy. Going forward, we will remain actively engaged in our key partnerships, which make us stronger together in the Danish financial market and when serving customers." Michael Rasmussen Group Chief Executive The purpose of Nykredit Investor Relations is to create, build and develop valuable relations with new and existing investors and analysts. At Nykredit we strive to maintain our valuable relations through transparency and openness. On our website you will find relevant, accurate and reliable information on the Group's two issuing entities – Nykredit Realkredit and Nykredit Bank. If you wish to arrange a meeting or have any questions, please write to us at [email protected] If you need to contact Nykredit regarding our banking services for private customers please call +45 70 10 90 00 Nykredit ends fossil fuel lending Nykredit's new Fossil Fuels Policy will put a stop to lending for activities that contribute to fossil fuel production. We are also divesting interests in more than 60 oil, gas and coal companies and excluding 483 companies from our investment universe. Read more Green Bond Framework 2023 In April 2023, Nykredit updated its Green Bond Framework to further align with the EU Taxonomy. Nykredit has pledged to support the green transition and has committed to achieving net zero greenhouse gas emissions from our lending, investments and own operations by 2050 at the latest.  We finance the green transition through mortgage lending and banking operations. Our Green Bond Framework defines the loans and investments eligible to be funded by the proceeds from green bonds issued by Nykredit. The Green Bond Framework 2023 includes a range of new use of proceeds categories and is widely aligned with the Technical Screening Criteria of the EU Taxonomy. Sustainalytics is of the opinion that the Green Bond Framework 2023 is credible and impactful and aligns with ICMA’s Green Bond Principles 2021. The publication of the Green Bond Framework 2023 implies changed criteria for green financing. Consequences for loans funded by the existing green covered bonds under the Green Bond Framework 2020 are outlined in the Green Bond Investor Presentation. Read more Financial results H1 2026 5,869 Net profit (DKKm) 10.1 % Return on equity after tax "We are pleased to present a highly satisfactory interim profit after tax of DKK 5.9 billion for the Nykredit Group. As a result of our strong half-year financial results, we are raising our full-year guidance to a profit after tax for 2026 of DKK 11.0-11.75 billion. Our half-year results and upgrade reflect continued business and customer growth, increased lending and growing market shares across the Group's core business in the first half of 2026. Totalkredit thus delivered its best-ever first-half results, while the Group's assets under management reached an all-time high of DKK 625 billion. The Nykredit Group holds a strong position. During the first half of 2026, we continued to develop our business in line with our Group strategy, through the merger with Spar Nord and our ambition to acquire full ownership of BEC. This brings us closer to our ambition of building a more customer-centric, profitable and efficient Nykredit. At the same time, we are strengthening the collaboration with our partners in the BEC community, giving them access to a broader range of faster digital solutions at competitive prices through the future Nykredit Financial Technologies. Partnerships are a crucial part of our Group strategy. Going forward, we will remain actively engaged in our key partnerships, which make us stronger together in the Danish financial market and when serving customers." Michael Rasmussen Group Chief Executive Download Nykredit Group Interim Report H1 2026 Download Nykredit Credit Profile The Nykredit Group Nykredit is a financial mutual, governed by our customers, founded by our customers and operating for our customers. The Group is the leading mortgage lender to Danish homeowners, businesses and agriculture. The mortgages are offered though a diversified, multi-channel distributions approach built around a group of partner banks and direct own distribution channels. Nykredit Markets offers capital markets services with a focus on fixed income products, debt capital markets and other services to domestic and international customers Read more Responsibility As Denmark's largest credit provider with contact to more than 1 million customers, our financial strength is of great significance to Denmark. That in itself involves social responsibility, which we take seriously. Read more Read the latest company announcements from Nykredit 17. August 2026 Prepayments - Nykredit Realkredit -A/S 17. August 2026 XML Prepayments - Nykredit Realkredit -A/S 13. August 2026 Nykredit Bank A/S to redeem Additional Tier 1 Capital Notes - Nykredit Bank A/S 12. August 2026 Interim Report H1 2026 Nykredit Bank A/S 12. August 2026 Interim Report H1 2026 Nykredit Group 12. August 2026 Interim Report H1 2026 Nykredit Realkredit-Group 11. August 2026 Terms for Nykredit and Totalkredit's auctions - Nykredit Realkredit A/S 10. August 2026 Prepayments (CK93) - Nykredit Realkredit A/S View all {{currentYear}} This month January 2017 February 2017 Annual Reports of the Nykredit Realkredit Group 2016 Add to calendar Copenhagen View more 7 February 2017 Conference call Annual report 2016 Add to calendar Copenhagen View more 7 February 2017 March 2017 General Meeting of Nykredit Bank A/S Add to calendar Kalvebod Brygge 1-3, DK-1780 Copenhagen V View more 15 March 2017 General Meeting of Totalkredit A/S Add to calendar Kalvebod Brygge 1-3, DK-1780 Copenhagen V View more 15 March 2017 General Meeting of Nykredit Realkredit A/S Add to calendar Kalvebod Brygge 1-3, DK-1780 Copenhagen V View more 16 March 2017 April 2017 May 2017 Q1 Interim Reports of the Nykredit Realkredit Group Add to calendar Copenhagen View more 9 May 2017 Conference call - Q1 Interim report Add to calendar Copenhagen View more 9 May 2017 June 2017 July 2017 August 2017 H1 Interim Reports of the Nykredit Realkredit Group Add to calendar Copenhagen View more 17 August 2017 Conference call - H1 Interim Report Add to calendar Copenhagen View more 17 August 2017 September 2017 October 2017 November 2017 Q3 Interim Reports of the Nykredit Group Add to calendar Copenhagen View more 7 November 2017 Conference call - Q3 Interim Report Add to calendar Copenhagen View more 7 November 2017 Committee of Representatives in Forenet Kredit vote on purchases offer Add to calendar Nykredit HQ Kalvebod Brygge 1-3, 1780 Kbenhavn V View more 23 November 2017 HSBC speed dating event Add to calendar London View more 30 November 2017 December 2017 AFME/vdp Covered Bond Market Conference Add to calendar Berlin View more 1 December 2017 Goldman Sachs Annual Yankee FIG Conference Add to calendar New York View more 6 December 2017 January 2018 February 2018 Annual Reports of the Nykredit Group 2017 Add to calendar Copenhagen View more 8 February 2018 Conference call Annual report 2017 Add to calendar Copenhagen View more 8 February 2018 March 2018 General Meeting of Totalkredit A/S and Nykredit Bank A/S Add to calendar Copenhagen View more 21 March 2018 General Meeting of Nykredit Realkredit A/S Add to calendar Copenhagen View more 22 March 2018 General Meeting of Nykredit A/S Add to calendar Copenhagen View more 22 March 2018 April 2018 May 2018 Q1 Interim Reports of the Nykredit Group Add to calendar Copenhagen View more 9 May 2018 No conference call Add to calendar There will be no conference call regarding the Q1 Interim Report View more 9 May 2018 June 2018 July 2018 August 2018 H1 Interim Reports of the Nykredit Group Add to calendar Copenhagen View more 23 August 2018 Conference call - H1 Interim Report Add to calendar Copenhagen View more 23 August 2018 September 2018 October 2018 November 2018 Q3 Interim Reports of the Nykredit Group Add to calendar Copenhagen View more 8 November 2018 Nykredit Capital Markets Day Add to calendar Kalvebod Brygge 1-3 DK-1780 Copenhagen V View more 14 November 2018 December 2018 January 2019 February 2019 Annual Reports of the Nykredit Group 2018 Add to calendar Copenhagen View more 5 February 2019 Earnings call - Annual report Add to calendar Copenhagen View more 5 February 2019 March 2019 General Meeting of Totalkredit A/S and Nykredit Bank A/S Add to calendar Copenhagen View more 20 March 2019 General Meeting of Totalkredit A/S Add to calendar Copenhagen View more 20 March 2019 General Meeting of Nykredit Realkredit A/S Add to calendar Copenhagen View more 21 March 2019 April 2019 May 2019 Q1 Interim Reports of the Nykredit Group Add to calendar Copenhagen View more 7 May 2019 June 2019 July 2019 August 2019 H1 Interim Reports of the Nykredit Group Add to calendar Copenhagen View more 20 August 2019 Earnings call - H1 Interim Report Add to calendar Copenhagen View more 20 August 2019 September 2019 October 2019 November 2019 Q3 Interim Reports of the Nykredit Group Add to calendar Copenhagen View more 5 November 2019 Capital Markets Da…