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Terms of Use

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Terms of Use Skip to main content Solutions Who We Serve Insights About Us Menu Solutions Who We Serve Insights About Us Careers News Contact Us Login Global Asia Pacific Europe Latin America Middle East & Africa North America Global Back to all regions Australia & New Zealand Bangladesh Mainland China | English 中文 Hong Kong SAR, China India Indonesia Japan | English 日本 Korea | English 한국 Malaysia Pakistan Philippines Singapore Sri Lanka Taiwan, China Thailand Vietnam Back to all regions Austria Belgium Channel Islands Denmark Finland France Germany Greece Ireland Italy Luxembourg Netherlands Norway Poland Portugal Russia | English Русский Spain Sweden Switzerland Turkey | English Türkiye United Kingdom Back to all regions Argentina | English Español Brazil | English Português Chile | English Español Colombia | English Español Mexico | English Español Panama Peru | English Español Venezuela Back to all regions Bahrain Egypt Israel Lebanon Nigeria Qatar Saudi Arabia South Africa United Arab Emirates Back to all regions United States Canada | English French For Companies and Institutions For Institutional Investors For Individuals For Employers Back to menu For Companies and Institutions For Companies and Institutions Commercial Banking We provide tailored credit, financing, treasury and payment solutions for businesses of all sizes and commercial real estate. Backed by the strength and stability of J.P. Morgan, our dedicated experts deliver industry-specific guidance and services, empowering you to manage cash flow, seize growth opportunities and achieve your strategic goals. Global Corporate Banking We help clients achieve their long-term strategic goals through financing, liquidity, payments, risk management and investment banking solutions. Investment Banking Providing investment banking solutions, including M&A, capital raising and risk management, for a broad range of corporations, institutions and governments. Payments Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more. Key Links Industries Insights Client Stories Back to menu For Institutional Investors For Institutional Investors Asset Management Putting our long-tenured investment teams on the line to earn the trust of institutional investors. Markets Direct access to market leading liquidity harnessed through world-class research, tools, data, and analytics. Securities Services Helping institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of a rapidly evolving market. Global Research Leveraging cutting-edge technology and innovative tools to bring clients industry-leading analysis and investment advice. Prime Services Helping hedge funds, asset managers and institutional investors meet the demands of a rapidly evolving market. Global Liquidity Solutions Global short-term fixed income strategies designed to help clients manage liquidity through the cycle. Key Links Insights Corporate News Back to menu For Individuals For Individuals Wealth Management With J.P. Morgan Wealth Management, you can invest on your own or work with an advisor to design a personalized investment strategy. We have opportunities for every investor. Private Bank A uniquely elevated private banking experience shaped around you. Key Links Why Wealth Management? Market Commentary Retirement Calculators Back to menu For Employers For Employers Workplace Solutions Enhance your equity compensation offering with solutions designed to empower your employees and bring your reward strategy to life. Key Links Insights Corporate News Who We Serve Back to menu Who We Serve Who We Serve INDUSTRIES WE SERVE Commercial Real Estate Consumer and Retail Diversified Industries Energy, Power & Renewables Financial Institutions Financial Sponsors Health Care Innovation Economy Media, Telecom and Entertainment Metals & Mining Public Sector Technology Key Links Insights Client Stories All Insights Insights by Topic Insights by Type Back to menu All Insights All Insights Explore a variety of insights. Key Links Client Stories Global Research 2026 Outlooks Back to menu Insights by Topic Insights by Topic Explore a variety of insights organized by different topics. Banking Business Planning Corporate Responsibility Cybersecurity Family Legacy Fraud Global Research Investing Markets and Economy Payments Prime services Real Estate Retirement Securities Services Sustainability Technology Treasury Wealth Planning Key Links Client Stories Global Research Newsletters Back to menu Insights by Type Insights by Type Explore a variety of insights organized by different types of content and media.   Client Stories Podcasts Videos Key Links All Insights Global Research Newsletters About Us Back to menu About Us About Us We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries. News and Stories Media Center Events and Conferences Security and Resiliency Initiative Contact Us Key Links Insights Client Stories Newsletters Terms of Use AS USED HEREIN, THE TERMS “YOU” AND “USER” SHALL MEAN ANY VISITOR TO THE WEBSITE. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE, FROM TIME TO TIME IN OUR SOLE DISCRETION. WE WILL NOTIFY YOU OF AMENDMENTS TO THESE TERMS AND CONDITIONS BY POSTING THEM TO THIS WEBSITE. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE. You are strictly prohibited from unauthorized use of our systems or this website, including but not limited to unauthorized entry into our systems, misuse of passwords, or misuse of any information posted to this Website. You acknowledge that we may disclose and transfer any information that you provide through this Website to (i) any company within the JPMorgan Chase & Co. group (“JPMorgan”), its affiliates, agents or information providers; (ii) to any other person or entity with your consent; or (iii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law. You consent to the transmission, transfer or processing of such information to, or through, any country in the world, as we deem necessary or appropriate, and by using and providing information through this Website you agree to such transfers. Use of this Website may be monitored, tracked and recorded. Anyone using this Website expressly consents to such monitoring, tracking and recording. You are responsible for being familiar with the current version of these Terms and Conditions posted on the Website during each session. Copyright notices The works of authorship contained in this Website, including but not limited to all design, text, sound recordings, and images, are owned, except as otherwise expressly stated, by JPMorgan Chase & Co. or one of its subsidiaries. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use, or otherwise used in whole or in part in any manner without the owner’s prior written consent, except to the extent permitted by the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and then, only with notices of the owner’s proprietary rights. Except for any third party exchange data, you may download information and print out a copy for your personal use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded. Trademark notices “JPMorgan,” “JPMorgan Chase,” “Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners in the United States and/or other countries. Website content and materials The information on this Website is for information purposes only. It is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. User accesses, uses, and relies upon such content at User’s own risk. Please seek the advice of professionals as necessary regarding the evaluation of any content on this Website. The information on this Website is not intended as an offer or solicitation for the purchase of any stock, any other security or any financial instrument or to provide any investment service or investment advice in any jurisdiction. Securities (including mutual funds and variable life insurance), annuities and insurance products are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, nor insured or guaranteed by, JPMorgan Chase & Co. or any of its subsidiaries or affiliates. Securities (including mutual funds and variable life insurance) annuities and futures involve investment risks, including the possible loss of value. The information and materials contained in this Website – and the terms and conditions of the access to and use of such information and materials – are subject to change without notice. Products and services described, as well as associated fees, charges, interest rates, and balance requirements may differ among geographic locations. Not all products and services are offered at all locations. Your eligibility for particular products or services is subject to final JPMorgan determination and acceptance. Some of our other websites or pages within this Website contain supplemental terms and conditions and additional disclosures and disclaimers, which are in addition to these terms and conditions, disclosures and disclaimers. In the event of a conflict, the supplemental terms and conditions and additional disclosures and disclaimers will govern for those sections or pages. Materials and information posted on the Website may be printed for your use, provided, however, that third party exchange data, if any, may not be downloaded, printed or redistributed for any purposes whatsoever. Materials and information posted on the Website may not be duplicated, copied, re-disseminated or re-distributed to any other person or entity. Re-dissemination and re-distribution includes, without limitation, making any such materials and information available via the Internet or via any other electronic means of access. All JPMorgan research is subject to a disclaimer included in such research. Any material excerpted or summarized from a research report is subject to the terms of the disclaimer. The information on the Website, including research, is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. Any investments discussed on the Website may fluctuate in price or value. Investors may get back less than they invested. Changes in rates of exchange may have an adverse effect on the value of investments. The value of the securities or financial instruments mentioned herein (including the income derived therefrom) may be adversely affected by changes in market prices and exchange rates, the imposition of taxes and other factors. Prices, opinions and estimates reflect our judgment on the date of original publication and are subject to change at any time without notice. Information concerning past performance is not necessarily a guide to future performance. You agree that (i) you will not engage in any activities related to this Website that are contrary to applicable law, regulation or the terms of any agreements you have with us, and (ii) in circumstances where locations of this Website require identification for acc…