Online Savings Accounts | ING Bank How can we help? Popular searches 0"> 0"> back to results 0"> Related Questions If you can't find your answer, contact us: Message us Reach out or reply anytime, anywhere with convenience. Your banking needs, answered in 24 hours by logging into the ING app or your online banking. To find Messages, look in the left hand menu to leave us a message. Loading… Can we help? Close Login Joint application Bank & Save Everyday Banking Personal Savings Everyday Banking Orange Everyday bank account Because when it comes to your money, every little bit counts. Personal Savings All personal savings Get ahead or stay that way with an ING savings account. Savings Booster The account that rewards you for saving. Savings Accelerator High interest tiered savings account with no monthly requirements. Savings Maximiser High variable interest rate. With competitive ongoing rates, all your money goes towards your savings goals. Personal Term Deposit High interest rate guaranteed for the term. You choose the timeframe. Your tools Your financial tool-kit Ready to switch? Mobile app Budgeting strategy Everyday Round Up PayID Managing your card Your tools Your financial tool-kit Ways to save with ING Compare all savings accounts Budgeting strategy Savings calculators Savings interest rates Term deposit rates Credit Cards Credit Cards Credit Cards All credit cards Clear and simple, with easy-to-use features so you can stay on top of your finances. Orange One Low Rate Low rate credit card. Orange One Rewards Platinum Platinum credit card with cashback rewards. Your tools Mobile app Apple Pay Google Pay Credit Card interest rates Compare All credit cards Personal Loans Personal Loans Personal Loans All Personal Loans Unsecured personal loan with a low fixed rate and no early repayment fees. Personal Loan for Car Hit the road sooner Personal Loan for Reno Make your renovation dream a reality Personal Loan for Wedding Plan your perfect day Personal Loan for Travel Tick off your bucket list destinations Personal Loan for Debt Consol Show your bills who's boss Your tools Personal loan borrowing power calculator Personal loan repayments calculator RateCity comparison tool Personal loan interest rates How to apply Home Loans Home Loans Home Loans All home loans Home loans for buyers, investors and borrowers looking for a better deal. Mortgage Simplifier Low variable interest rate home loan with no ongoing monthly or annual fees. Orange Advantage Includes a 100% interest offset when linked to our Orange Everyday bank account. Fixed Rate Loan Fixed interest rate home loans for terms of one to five years. Green Upgrade Loan A low 5-year fixed rate with no upfront fees or break fees. Your tools Managing your home loan Tips for buyers, borrowers and investors Everyday round up for home loans Compare all home loans All home loan calculators Home loan borrowing power calculator Home loan repayments calculator Home loan interest rates Request a home loan variation Home loan reference rates Insurance Insurance ING Car Insurance ING Health Insurance ING Home and Contents Insurance ING Motorcycle Insurance ING Pet Insurance ING Travel Insurance Insurance All Insurance Choose from a range of insurance options to protect you, your family and the things most special to you. Car Insurance ING Car Insurance Save 15% on your first year's premium when you purchase a policy online. T&Cs apply - see disclaimer below. ING Comprehensive Car Insurance Covers loss or damage to your car plus the damage it causes to other people's vehicles and property for which you are liable. ING Third Party Car Insurance Covers your liability for $20 million worth of accidental damage your car causes to other people's vehicles and property. Health Insurance ING Health Insurance Hospital and Extras cover options to fit your lifestyle. Find yours in a few simple steps. Home and Contents Insurance ING Home and Contents Insurance Save 30% on your first year's premium when you purchase a combined ING Home and Contents Insurance policy online. T&Cs apply - see disclaimer below. Motorcycle Insurance ING Motorcycle Insurance Save 15% on your first year's premium when you purchase a policy online. T&Cs apply - see disclaimer below. Pet Insurance ING Pet Insurance Save 15% on your first year's premium when you purchase a policy online. T&Cs apply - see disclaimer below. Travel Insurance ING Travel Insurance Currently not available for sale, for queries on policies purchased before 18 March 2020 click here. Your tools Make a claim or manage my policy Documents and forms Setup online access Car and Home Health Member Services Your tools Compare cover choices Retrieve a quote Manage my policy Make a claim Documents and forms Set up your online access 15% off ING Car Insurance On your first year's premium when you purchase a policy online. T&Cs apply - see disclaimer below. Get a quote Your tools Compare cover choices Manage my policy Make a claim Documents and forms Your tools Compare cover choices Retrieve a quote Manage my policy Make a claim Documents and forms 30% off ING Home & Contents Insurance On your first year's premium when you purchase a combined policy online. T&Cs apply - see disclaimer below. Get a quote Your tools Compare cover choices Retrieve a quote Manage my policy Make a claim Documents and forms 15% off ING Motorcycle Insurance On your first year's premium when you purchase a policy online. T&Cs apply - see disclaimer below. Get a quote Your tools Cover choices Retrieve a quote Manage my policy Make a claim Documents and forms 15% off ING Pet Insurance On your first year's premium when you purchase a policy online. T&Cs apply - see disclaimer below. Get a quote Your tools Documents and forms Superannuation Superannuation SMSF Superannuation Living Super A simple super solution that delivers real value, choice and control. SMSF SMSF Cash Variable interest rate on the cash component of your Self Managed Superannuation Fund. SMSF Term Deposit Fixed interest rate for your Self Managed Superannuation Fund. You choose the timeframe. Your tools Living Super accounts Living Super investment options ETFs, Shares and LICs Superannuation calculators Superannuation interest rates Business Business Savings Business Loans Business Savings All business savings Straightforward banking for your business. Business Optimiser Variable interest business savings account with 24/7 access. Business Term Deposit Fixed interest rate for business savings. You choose the timeframe. Wholesale Term Deposit Competitive interest rates for a fixed period, that's tailored to your cash flow needs. Business Loans Commercial Loans For investors looking to refinance or purchase commercial property. Business Green Upgrade Loan Finance energy efficiency upgrades for your commercial property. Your tools Business calculators Business interest rates Your tools Commercial property loans between $500,000 and $5,000,000 Commercial property loans of $5,000,000 or more Why choose the Business Green Upgrade Loan? Business Green Upgrade Loan details at a glance About us Contact us Financial support Help and support Security info BSB: 923-100 Reach your savings goals faster Home Personal Savings Online savings accounts Find the savings account that's best for you. Every cent you save will earn you interest. Reach your savings goals with ING savings accounts Competitive savings interest rates. No ING fees. Rewards for saving with us. We’ve got saving accounts that may suit your goals. All our savings accounts Other ways to save with us Tools and calculators All our savings accounts Compare our personal savings accounts Find the account that's best for you. Every cent you deposit will earn you interest. Savings products Interest rates Savings Booster With Savings Booster, earn the Boost rate on balances up to $500,000 plus an always-on Base rate on your balance up to $2 million. Interest Rate Up to variable rate on balances up to $500K for new ING savings customers for 4 months. Includes: • Welcome rate of % p.a. on balances up to $500K for the first 4 months for new to ING savings customers. • Boost rate of % p.a. on balances up to $500K when you grow your balance by $100 or more each month (excluding interest earned). • Base rate of % p.a. on balances up to $2 million. No interest applies on portion of balance > $2 million. Up to variable after the first 4 months, or if you're not new to ING savings. Includes: • Boost rate of % p.a. on balances up to $500K when you grow your balance by $100 or more each month (excluding interest earned). • Base rate of % p.a. on balances up to $2 million. No interest applies on portion of balance > $2 million. Savings Booster requires an active and unrestricted Orange Everyday account in the same name. Learn more Savings Accelerator High variable interest rate. With competitive ongoing rates, all your money goes towards your savings goals. Interest Rate Earn variable rate up to $2m All tiered rates can be viewed here. Learn more Savings Maximiser High variable interest rate. With competitive ongoing rates, all your money goes towards your savings goals. Interest Rate Up to variable rate (incl. % p.a. additional variable rate) For customers who also have an Orange Everyday bank account and do these things each month: 1. Deposit $1,000+ from an external source to an Orange Everyday, Savings Maximiser, Savings Accelerator, Personal Term Deposit, ING Personal Loan or ING Home Loan in their name. 2. Make 5+ card purchases (settled, not pending) and 3. Grow their nominated Savings Maximiser balance (excluding interest). When the criteria is met in a calendar month, the benefits the additional variable rate will apply in the next calendar month. Available on one account for balances up to $100,000. The standard variable rate is % p.a. Learn more Personal Term Deposit A high interest rate guaranteed for the term you choose. Interest Rate 1 year term deposit. Minimum $10,000 deposit. Learn more Compare all savings accounts Other ways to save with us More than one way to think about saving A simple rethink could take your finances in new directions. Everyday savings accounts Savings for retirement Save with competitive Home Loans Everyday savings accounts By taking out Savings Booster and Orange Everyday accounts, you could tap into many benefits. Orange Everyday No ING international transaction fees. No ING international ATM withdrawal fees (third party operator fees may apply) 1% utility cash back up to $100 per financial year*. View eligible utility providers (T&Cs apply) ING Pocket Perks built in cashback offers from a range of brands viewable in your ING app. Savings Booster New to ING savings? Earn up to % p.a. variable for 4 months on up to $500k (includes Welcome + Boost + Base rates) Then , earn up to % p.a. variable up to $500k (includes Boost + Base rates) • To unlock the Boost rate each month, just grow your balance by $100 or more before the end of the month. • To have a Savings Booster, you need an active Orange Everyday account in the same name. If you don't have one already, you can open one at the same time. Joint applicants will need to open an Orange Everyday first. Learn more about Savings Booster Savings for retirement Look for a super account with competitive interest rates and less fees. Take Living Super, for example: A range of investment options available Competitive investment and administration fees Access to real-time online share trading Or if you'd like to maximise the cash component of your SMSF: Our Business Optimiser account offers a high variable interest rate, 24/7 access and no ING fees Our Business Term Deposit account could secure you a great rate for the timeframe you choose Learn about retirement Save with competitive Home Loans Look for a great deal on a home loan that ticks all the right boxes for you. Here's how you could save on your home loan with ING: Comp…