Centrico Insurance Repository Limited WhatsApp Channel Aaj Digital... Toh Kal Befikar... Securely manage your insurance policies anytime, anywhere! eIA Account Creation is Completely FREE - No Hidden Charges 22L+ Policies Managed 23L+ Customer Base 48+ Insurance Companies Building India’s Most Comprehensive Insurance Ecosystem Online eIA Registration Register your free Electronic Insurance Account (eIA) online in minutes! Securely manage all your policies in one place—zero paperwork. Procedure to open eIA Fill the eIA opening form, upload Digilocker or PAN, submit KYC docs—done! COMPREHENSIVE DIGITAL INSURANCE DIGITAL SOLUTIONS An Electronic Insurance Account (eIA) is a centralized digital repository that allows policyholders to store, manage, and access all their insurance policies electronically. Read More Insurer Participation LIFE General and Motor Health OUR INSURANCE PARTNER NETWORK We're proud to collaborate with India's leading insurance providers, serving as a trusted repository for both life and general insurance policies. ProtectMeWell™ Our Services CIRL offers free Basic Services to policyholders and will soon introduce Premium Services. Electronic Insurance Account (e-IA): Update your policy details quickly and efficiently through our paperless system. Digital Policy Conversion Transform your physical policies into digital format seamlessly and efficiently. Instant Premium Payments Multiple payment options available for quick and secure premium payments. Online Policy Management Update your policy details quickly and efficiently through our paperless system. Bima Bharosa System IRDAI has established Integrated Grievances Management System (Bima Bharosa). About Centrico Insurance Repository Limited Transforming insurance with innovative, digital-first solutions for a hassle-free experience. Centrico Insurance Repository Limited (CIRL) is dedicated to empowering individuals with a secure, paperless, and seamless insurance management platform. From digital policy storage to streamlined claims and grievance resolution, we provide a transparent and efficient way to handle all your insurance needs. Video Guides How to Create a DigiLocker Account & Add PAN and Aadhaar How to Open a Free Electronic Insurance Account (EIA) & Add/Map Your Policy How to Pay Insurance Premiums & Track Payments Easily Frequently Asked Questions What is Insurance Repository? “Insurance Repository” means a company formed and registered under the Companies Act, 1956 (1 of 1956) and which has been granted a certificate of registration by Insurance Regulatory and Development Authority (IRDA) for maintaining data of insurance policies in Electronic form on behalf of Insurers. The Insurance Repositories provide the ease of holding insurance policies issued in an electronic form. What is the objective of an Insurance Repository? The objective of creating an insurance repository is to provide policyholders a facility to keep insurance policies in electronic form and to undertake changes, modifications and revisions in the insurance policy with speed and accuracy. In addition, the repository acts as a single stop for several policy service requirements. The Insurance repository system also brings about efficiency and transparency in the issuance and maintenance of insurance policies. What is an eIA (e-Insurance account)? eIA stands for e-Insurance Account or “Electronic Insurance Account” which will safeguard the insurance policy documents of policyholders in electronic format. This e-Insurance account will facilitate the policyholder by providing access to the insurance portfolio at a click of a button through internet. Do I need to pay for opening of e-Insurance Account or on periodic basis? NO. e-Insurance account is offered ‘free of cost’ to the applicants. Can any individual open more than one e-insurance account with any Insurance Repository? NO. As per the IRDA guidelines, an individual cannot open multiple e-Insurance accounts.