Auto Loan Financing | Chase Show the Side Menu Chase logo Sign in Parents smiling while unpacking a car with their young child. Shop, finance and drive Find the car and financing that's right for you. Chase Auto Finance Refinance Prequalify Shop Get a fast credit decision, with a 30 day rate lock.1 Apply now How financing with Chase works 1. Apply Fill in a few personal details including car choice and dealer to get a credit decision. Don't worry, you can update your car later, if needed. 2. Get financing Once approved, we'll send the details directly to you and your chosen dealer, saving you time and paperwork. 3. Drive off the lot Choose your car preferences with the dealer, Chase is available if any financing changes are needed, drive off with confidence. Apply now Not sure how much you can borrow? Get prequalified with no impact to your credit score. Get prequalified Get a Rivian in less than 6 weeks Both the R1T and the R1S are now eligible for leasing and qualify for a $7,500 EV lease incentive.footnote reference2 Select configurations are available for delivery within 1 - 6 weeks. Shop R1 Chase Auto. Financing you can bank on. Lock in financing terms in advance to save time at the dealership Know your estimated monthly payment, rate, and feel confident shopping for your car Rates are locked for 30 days. Take your time to shop for your car Completing our application could mean less paperwork at the dealership Financing is easier with thousands of authorized dealers Explore rates & payments Share your info to see personalized rates and monthly payment options. Go to calculator Answers to your financing questions Can I refinance my vehicle with Chase? Yes, if your car and current financing meet all requirements, you can submit an application to refinance. Can I purchase the vehicle I'm currently leasing? You may be able to purchase your leased vehicle. Contact your leasing company to discuss your options. Check your statement for contact info. What do I do if I can't find my dealership with the dealer locator tool or on the online application? If your dealership is in the Chase network but you can't find it using the dealer locator tool, you'll need to apply directly with the dealership. If your dealership isn't in the Chase network, you can't apply for financing with Chase. How long will it take to receive a decision after I submit my application? Most decisions are available within 2–3 hours, but it can take longer. We'll email your decision to the address you provide with your application. Or, check the status of your application at chase.com/loanstatus. Can I finance my private party vehicle purchase with Chase? No, Chase doesn't offer financing for private party vehicle purchases. What's a down payment and is one required? A down payment is the initial amount of money you want to pay toward your car, and it can lower your financing amount and monthly payments. A down payment isn't required when you finance with Chase. How do I apply for financing with Chase? Complete an online application with us directly, or go to your dealership to apply. Do I need to know the kind of vehicle I want to buy when I apply? Yes, you'll need to know the make, model and trim of the vehicle you want to buy, along with the name of the dealership you want to use. This will help us give you the most accurate credit decision and rate possible. How old do I need to be to apply for financing? You must be 18 years old or older to apply. Can I apply with a co-applicant? Yes. Choose the option to apply with a co-applicant when starting your application. What should I do if I receive an error when applying online? If you receive an error message, first refresh your browser and try again. If it continues, use a different browser (i.e. Firefox, Chrome). When I apply online, my joint account owner's personal information pre-fills. How can I remove their info? To apply with only your information, choose "No" when asked if you're a Chase customer during the application. Then, you'll be able to enter your info. 1 To finance a new or used car with your dealer through JPMorgan Chase Bank, N.A. ("Chase"), you must purchase your car from a dealer in the Chase network. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage. Your lock applies only to the specific vehicle, dealer and terms you requested; any changes may result in a rate change. close overlayCLOSE× Auto financing made easy Turn on audio description Transcript Side note: This video uses text and animated illustrations to reinforce spoken content. Background music plays. Logo: The Chase octagon symbol. Text on screen: Chase. Narrator: With Chase Auto, you can shop for cars, compare prices, get prequalified, and apply for financing. On screen: A person uses a mobile device to shop for a car, with Chase Auto. Narrator: Whether you prefer online or at a dealership, Chase has you covered. It's easy. Text on screen: Financing with Chase Auto. Narrator: Did you know there are several ways that you can finance a car with Chase Auto? Online at chase.com/auto, at one of our dealerships with the Chase dealer network, through a Private Label brand either online or at a dealership. Text on screen: Online. Narrator: You can begin shopping at chase.com from the comfort of your home. Search for vehicles from dealers who have their inventory available in the Chase online marketplace by entering your zip code. On screen: A young woman, in her kitchen, uses a laptop computer to shop for cars online at Chase Auto. She enters her zip code into a fillable field. Narrator: Once you find a car, you can begin the finance application online at chase.com/auto and save time at the dealership! On screen: The woman enters information about the car's: - make; - model; - year; - and dealer. She agrees to the terms and then taps a button marked "Submit." The information is transmitted directly to Chase. Narrator: You will receive your financing decision, and if approved, we’ll email your financing details to you and the Chase network dealer so you can finalize your purchase. On screen: The woman receives notification, from Chase, that her application was approved. Narrator: Head to the dealership for a test drive, tell them Chase sent you, and provide any other details requested. Soon you’ll drive off with your new car! On screen: The woman hands a car dealer a print out of the notification from Chase and then drives away in her new blue car. Narrator: Now wasn’t that easy? Text on screen: Chase Dealer Network. Narrator: If you prefer to shop in-person, visit one of the 12,000+ dealers within the Chase dealer network and explore their inventory. On screen: A Chase Auto webpage displays a map showing dealership locations. Narrator: Once you find the perfect car at a network dealer, you can apply for financing immediately at the dealership and request Chase Financing. On screen: A man picks out a car at a dealership and then speaks with a dealer about Chase Financing. Narrator: We continue to add dealerships to our dealer network! Text on screen: Chase Private Label Brands. Narrator: Chase provides financing programs for several manufacturers called Private Label brands. On screen: (The Private Label brands are displayed near the bottom of the Chase Auto homepage.) Narrator: Visit your local Private Label dealership, shop in-person, and apply for Chase Financing at the dealership. No matter how you prefer to shop for a car - online or at a dealership - Chase has you covered. On screen: Different Chase customers shop for cars both virtually and by visiting an auto dealership, in person. Narrator: Visit Chase Auto at chase.com/auto to learn more. Text on screen: Visit Chase Auto at chase.com/auto to learn more. Side note: Legal disclosures appear. Text on screen: To finance a new or used car with your dealer through JPMorgan Chase Bank, N.A. ("Chase"), you must purchase your car from a dealer in the Chase network. The dealer will be the original creditor and assign the financing to Chase. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage. Chase will use the information you provide and your credit report to evaluate your ability to prequalify for auto financing. Your credit score will not be affected. A prequalification is not a commitment to provide financing. Any financing will require an application and be subject to Chase's underwriting standards at the time of application. Visit chase.com/auto/prequalified for full details. Neither prequalification with Chase nor use of Chase to finance your vehicle is a condition of use of Chase’s network of Dealers to find your next vehicle. The dealers in the Chase network of dealers (“Dealers”) are not corporate affiliates of Chase or its affiliates and are solely responsible for their products, services and promotional statements about them. Please check with Dealer(s) for vehicle availability and eligibility, subject to change at dealer(s) discretion. If you have any questions about any particular vehicle pricing or financing terms, ask your selected Dealer(s). Chase may receive compensation from Dealers as part of this service. Copyright 2023 JPMorgan Chase & Co. END close overlayCLOSE× Auto prequalification Turn on audio description Transcript Side note: This video uses text and animated illustrations to reinforce spoken content. Background music plays. Logo: The Chase octagon symbol. Text on screen: Chase. Narrator: With Chase Auto, you can shop for cars, compare prices, get prequalified, and apply for financing. On screen: A person uses a mobile device to shop for a car, with Chase Auto. Narrator: Whether you prefer online or at a dealership, Chase has you covered. It's easy. Text on screen: Prequalifying with Chase Auto. Narrator: Not certain how much you can borrow? Understand your buying power from the beginning by getting prequalified online at chase.com/auto. If you’re not a Chase customer, enter a few details and get your estimated financing amount for a car in minutes without impacting your credit score. On screen: A man uses his mobile device to send prequalification information to Chase, including: - name; - address; - city, state and zip code; - gross income; - last four digits of his social security number; - (and) email. Narrator: If you’re already a Chase customer, simply login and your details will auto populate, allowing you to understand your borrowing power in seconds. Text on screen: You're pre-qualified for up to $50,000. Narrator: If you’re still searching for a car, we can help you shop! Text on screen: Shopping with Chase Auto. Narrator: You can shop through the Chase online marketplace or in-person at a network dealership. On screen: A woman sits in her kitchen, using her laptop computer to shop for cars online on Chase Auto. She enters her zip code in a fillable field. Narrator: Once online, simply search available dealer inventory in select markets by entering your zip code. After you’ve selected your car through Chase.com, you can apply for financing. On screen: The woman clicks on a car she's interested in - and then a series of screens display information, including: - the manufacturer's suggested retail price; - and the location of car dealerships in her area. Narrator: If you prefer to shop in-person, visit our Chase dealer network of 12,000+ dealers. Access our dealership network on chase.com/auto. We continue to add dealerships! You can also explore certain private label brands in-person and apply for Chase Financing at the dealership. On screen: (The Private Label brands are displayed near the bottom of the Chase Auto homepage.) Narrator: No matter how you prefer to shop for a car - online or at a dealership - Chase has you covered. On screen: Different Chase customers shop for cars both virtually and …