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Firstlinks Register For Our Mailing List Register to receive our free weekly newsletter including editorials. Register 15 August 2026 Recently trending Does your will qualify for the discretionary testamentary trust exemption?Ranking three common retirement strategiesAre you making these SMSF mistakes?Australia has saved $4.5 trillion for retirement. Here's what matters moreLithium's latest drop and what it means for ASX investors Sponsors About Register for free Home Search Topics TaxationStrategyRetirementRisk managementSMSF strategiesSuperannuationStrategy EconomicsInterest rates InvestingFixed interestGoldInfrastructurePropertyResponsible investingShares PlanningFinancial planningInsurance Interviews Previous Editions Contributors Education Centre Australian and global ETF reviews LIC reports and updates ASX Listed Bonds and Hybrids ASX Listed Investments ASIC Resources eBooks White Papers White Papers 2026 White Papers 2025 White Papers 2024 White Papers 2023 White Papers 2022 White Papers 2021 White Papers 2020 White Papers 2019 White Papers 2018 White Papers 2017 White Papers 2016 White Papers 2015 Scott Pape, author of The Barefoot Investor: "I'm an avid reader of Cuffelinks. Thanks for the wonderful resource you have here, it really is first class." 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Home Topics Taxation Investment strategies Retirement Risk management SMSF strategies Superannuation Strategy Strategy Economy Interest rates Economics Exchange traded products Fixed interest Gold Infrastructure Property Responsible investing Shares Investing Compliance Financial planning Insurance Planning Interviews Previous Editions Contributors Education Centre Australian and global ETF reviews LIC reports and updates ASX Listed Bonds and Hybrids ASX Listed Investments ASIC Resources eBooks White Papers White Papers 2026 White Papers 2025 White Papers 2024 White Papers 2023 White Papers 2022 White Papers 2021 White Papers 2020 White Papers 2019 White Papers 2018 White Papers 2017 White Papers 2016 White Papers 2015 Will you run out of money in retirement? Fear of running out has become a defining retirement anxiety. Why do some retirees die with substantial wealth while others deplete their nest egg? Evidence suggests the answer is more complicated than we think. Harry Chemay 12 August 2026 9 9 For exclusive articles and research papers from our Sponsors, click here. Firstlinks is sponsored by: The investment that sidesteps the new tax traps Tax rules have changed, but many investors are still using yesterday’s strategies. Insurance bonds may offer advantages for those seeking greater control, tax efficiency and certainty about their wealth. Noel Whittaker 12 August 2026 7 9 The role of shareholder yield in a portfolio Investors may be overlooking a timeless source of returns in a volatile market. The companies that consistently generate and return cash to shareholders have often proved remarkably resilient through uncertainty. Kera Van Valen 12 August 2026 9 Australian inflation still well above the RBA's target The RBA has spent more than three decades pursuing its 2%-3% inflation target. But the numbers tell a far more complicated story than the headlines. The results may surprise both its strongest critics and most loyal defenders. Ashley Owen 12 August 2026 9 5 Retirement in reality - 5 months in Retirement planning doesn't end when work does. Five months in, Joanne reflects on retiring at a different time to your spouse, coping with setbacks and the importance of rest. Some lessons only become clear after the fact. Dr Joanne Earl 12 August 2026 2 1 What 6 key market indicators are telling investors right now Are markets still expensive? There are the seven key indicators every investor needs to know. From gold and equities to bonds, oil, bitcoin and the US dollar. The data reveals where opportunities and risks may lie for investors today. Amy C. Arnott 12 August 2026 5 Can you ride the AI bubble without overpaying? AI may prove as transformative as the internet, but markets are behaving as if success is guaranteed. As capital races towards unprecedented levels, investors should ask whether enthusiasm is getting ahead of reality. Michael Turner 12 August 2026 1 Register for our free weekly newsletter Join 100,000 unique users and receive our weekly editorials and free investment ebooks. Welcome to Firstlinks Edition 675 with weekend update 5 14 Renowned investor Ray Dalio's recent birthday celebration in a nightclub has me reflecting on the expectations we attach to every stage of life. How definitive are the rules to ageing well?Read More. Subject Articles: Select the latest articles from each of the following sections Strategy Economics Investing Planning Interviews Weekly Editorial Latest from Morningstar Four options for an income investor’s next dollar What if Australia’s golden age of dividends is ending? Rather than overhaul your portfolio, it may be worth considering where new capital can work harder. I discuss four income strategies and the trade-offs behind each. Mark LaMonica CFA 24 13 Blockbuster AI debt issuance coming to a bond market near you With Australia likely to attract a growing share of AI-related issuance, investors should prepare for increasing influence from AI funding demands, evolving credit fundamentals and changing valuation dynamics. Phil Strano 5 Active managers: Bringing a gun to the gunfight When data arrived, basketball abandoned the mid-range shot, Formula 1 reinvented the pit stop and chess embraced humans working with machines. Active managers confronting today's markets may learn from the same path. Jason Teh 4 What Australian super funds can learn from the UK Most people want answers to three retirement questions: What have I got? Is it enough? What can I do with it? A leading UK pension innovator shares his lessons on helping members better understand and prepare for retirement. Kaye Fallick 12 7 What the market may be missing in FY27 We asked ten fund managers the same question following FY26. While their investment styles differ dramatically, their answers revealed several surprising areas of agreement about where markets may be heading next. Chris Cuffe 5 7 UniSuper CIO shares his reflections on the 2025-2026 financial year Markets climbed a wall of worry in FY26, but artificial intelligence remained the dominant force, rewarding some of the world’s biggest companies while leaving others behind. John Pearce 13 Click here to go to previous articles in Strategy Why have Australian living standards 'fallen' and how do we fix it? For the last few years there has been much talk of a 'cost-of-living' crisis in Australia and of 'falling living standards'. Lately this has flared up again with the pickup in inflation resulting in a renewed fall in real wages. Shane Oliver 15 24 Was life really better in the good old days? Are we worse off than previous generations? Lately, there seems to be a heightened level of angst that economic conditions are getting harder and that the two-party political system (and maybe democracy too) is failing voters. Shane Oliver 36 22 Global market growth hinges on Iran War and AI rollout Global growth is facing mounting pressure from war, higher oil prices, inflation and trade tensions. But a wave of AI-related investment may prove powerful enough to support economic activity and reshape the outlook for markets. Matt Reynolds 4 Rent inflation and the missing policy The government plans to remove negative gearing to help renters buy homes. For those who remain renters, the wrong levers are being pulled to try and increase rental unit supply. Jason Teh 19 16 Noel Whittaker’s take on the budget Marketed as a fix for inequality and housing affordability, the latest budget instead delivers a tangle of tax changes that leave everyday Australians worse off. Noel Whittaker 66 14 Why is Aussie inflation so stubborn? Increasing our official cash rate contrasts with almost every other developed country in the world. Canada, UK, Europe, and USA, so far, have not reversed recent cuts while their inflation issues appear to be contained. Quay Global Investors 6 Click here to go to previous articles in Economics What keeps the world’s most patient investors returning to gold While many investors are asking whether gold has peaked, the world's central banks appear to be asking different questions altogether. Their thinking offers useful insights for long-term investors. Shaokai Fan 11 Why Australian shares are falling behind the world Australia’s market boasts a long record of outperformance, but recent results tell a different story. Is the ASX’s…