Investor Day 2026 | Citi About Us Businesses Our Impact News Insights Investors Careers My Account Investor Day 2026 Citi's leadership team outlined how the firm is positioned for growth. View Replays View and Download Presentations Chair and Chief Executive Officer Presentation Services Presentation Markets Presentation Banking Presentation Wealth Presentation U.S. Consumer Cards Presentation Financial Overview Presentation Event Replays & Presentations 2026 Investor Day: Highlights 2026 Investor Day: Full Replay Transcript Opening Remarks: Jenn Landis Transcript Chair and Chief Executive Officer: Jane Fraser Presentation Transcript Services: Shahmir Khaliq Presentation Transcript Markets: Andy Morton Presentation Transcript Banking: Vis Raghavan Presentation Transcript Wealth: Andy Sieg Presentation Transcript U.S. Consumer Cards: Pam Habner Presentation Transcript Financial Overview: Gonzalo Luchetti Presentation Transcript Closing Remarks Transcript Q&A Transcript Delivering for Our Clients Opening Video Services: Delivering for Our Clients Banking: Delivering for Our Clients Citi Sky: A New Era for Citi Wealth Fueling Growth: U.S. Consumer Cards Photo Gallery Loaded Download All Photos (Zip) Speakers Related Materials View our Quarterly Earnings Materials View our 2024 Services Investor Day Materials View our 2022 Investor Day Materials View our Discussion Guide Investor Day 2026: Frequently Asked Questions (FAQs) What is the key takeaway from Citi's 2026 Investor Day? The key takeaway from Citi’s 2026 Investor Day is that the firm has successfully rebuilt its foundation and is now positioned to deliver sustainable, higher returns. Since its last Investor Day in 2022, Citi has completed a multi year transformation — sharpening its focus on five core businesses, simplifying how it operates, modernizing its infrastructure, strengthening risk management and raising performance standards across the firm. As Chair and CEO Jane Fraser stated, the goal was always about "building the bank the next decade demands." What are Citi's five core businesses and how do they work together? Citi’s strategy is centered on five core, interconnected businesses: Services, Markets, Banking, Wealth, and U.S. Consumer Cards. What differentiates Citi is its ability to deliver these capabilities as one firm — with cross-business collaboration that is systematic, not situational. This integrated model allows Citi to serve clients across their full range of needs, from managing global cash flows and hedging risk, to financing growth and managing personal wealth, driving stronger, more durable outcomes than standalone offerings could achieve. What are the core pillars of Citi’s growth strategy? Citi’s growth strategy is anchored in investing where the firm has a clear right to win and converting that growth into durable, higher returns. This approach is applied consistently across the franchise through four core pillars: Deepening client relationships Citi is focused on strengthening relationships with institutional clients and high quality customers to grow wallet share by delivering more of the firm’s capabilities in a coordinated way. Investing in technology and innovation Significant investment is being made in modern platforms, including AI, data and digital asset capabilities, to enhance client offerings, improve productivity and modernize how the firm operates. Targeted segment growth The strategy prioritizes share gains in specific high growth areas and segments where Citi has competitive advantages — such as Equities, fast growing industries like digital commerce, and key institutional client segments. Delivering as “one firm” A core differentiator is making cross business collaboration systematic, not situational, supported by aligned incentives, shared data and disciplined execution to deliver integrated solutions more consistently. Together, these pillars support sustainable growth, stronger client outcomes and improved returns over time. 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